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Health Insurance and the VA

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Health insurance does not play a role in eligibility for health care at a Veterans Administration facility. 

The VA will ask if a veteran has insurance to provide the information. Providing insurance information does not impact eligibility for benefits at the VA nor does it impact your insurance benefits. The VA is required by law to bill your insurance company for the cost of non-service connected care provided by them. Your insurance company will not penalize you for services paid for at a VA facility. The VA will not refuse care because you have insurance. Having insurance will restrict your ability to receive emergency care outside the VA for a non-service connected illness or injury however.

Providing health insurance information may offset some of your costs for VA health care including copays. The requirement to pay copays is determined by the veteran’s enrollment priority and service connected status for the care being received.

Veterans may continue to utilize VA health care once eligible for Medicare. VA health care is considered credible coverage for Part D. Veterans do need to enroll in Part B coverage to prevent a penalty as the VA is not credible coverage for Part B. 

The Affordable Health Care Act (ACA), commonly called Obama Care, requires that everyone has insurance coverage to prevent a penalty. The VA is considered credible coverage under the ACA. Veterans who are registered in the VA health care system do not need to purchase health insurance to be in compliance with the law.

Veterans or caregivers having difficulty accessing VA health care benefits can call our experienced firm for assistance.

"After several years of struggling with the VA and not much to show for it but frustration, your law group was a sign of relief. You guys reduced the level of stress significantly, knowing that I finally had someone on my side who understood how to work/deal with the VA system."

  • James H.|El Cajon, CA

    $20,680

"Best decision I have ever made was calling VLG for help. Mark Lippman walked me through everything from start to finish and without his help I would still be waiting on my claim. So thankful more than words can explain. By far the best lawyers I ever talked to or used or even heard people talk about. Thank you from the bottom of my heart. You helped me more than I ever dreamed of."

  • Brian H.|North Carolina

    Awarded $92,000

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"I am very satisfied with your firm's representation regarding my claim against the Secretary of Veterans Affairs. The partial settlement I have received has made me feel as though I am finally coming to a closure to a very important part of my life. Thanks to Attorney Mark Lippman for handling my case.

Mr. Lippman & the Veteran's Law Group have been professional and helpful through this whole long process. Could not be any happier. The moral victory was equally as important as the financial victory. For 60+ years the VA had denied my condition was related to service."

  • Thomas C.

    Melbourne Beach, FL

Awarded $152,839 and then $159,236